Monthly Archives: December 2018

    • 5 Reasons to Sell This Winter!

      Here are five reasons listing your home for sale this winter makes sense.  1. Demand Is Strong The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains strong throughout the vast majority of the country. These buyers are ready, willing and able to purchase… and are in the market right now! More […]
      Written by Keeley Ryan
    • 4 Reasons to Sell Your House This Winter [INFOGRAPHIC]

      Some Highlights: Buyer demand continues to outpace the supply of homes for sale which means that buyers are often competing with one another for the few listings that are available! Housing inventory is still under the 6-month supply needed to sust...
      Written by Keeley Ryan
    • No Bubble Here! How New Mortgage Standards Are Helping

      Real estate is shifting to a more normal market; the days of national home appreciation topping 6% annually are over and inventories are increasing which is causing bidding wars to almost disappear. Some see these as signs that the market will soon come tumbling down as it did in 2008. As it becomes easier for […]
      Written by Keeley Ryan
    • Don’t Get Caught in the Rental Trap in 2019

      Every year around this time, we take time to reflect and plan for next year. If you are renting your current home but have dreams of homeownership, your plan for the new year may include buying, and you wouldn’t be alone! According to the 2018 Bank of America Homebuyer Insights Report, 74% of renters plan […]
      Written by Keeley Ryan
    • How to Simply Increase Your Family Wealth by Paying for Housing

      Everyone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlord’s. Buying your own home provides you with a form of ‘forced savings’ that allows you to use your monthly housing costs to increase your family’s wealth. Every month that you pay your mortgage, you […]
      Written by Keeley Ryan
    • What If I Wait A Year to Buy a Home?

      National home prices have increased by 5.4% since this time last year. Over that same time period, interest rates have remained near historic lows which has allowed many buyers to enter the market and lock in low rates. As a seller, you will likely be most concerned about ‘short-term price’ – where home values are headed over […]
      Written by Keeley Ryan
    • The Tale of Two Markets [INFOGRAPHIC]

      Some Highlights: An emerging trend for some time now has been the difference between available inventory and demand in the premium and luxury markets and that in the starter and trade-up markets and what those differences are doing to prices! Invent...
      Written by Keeley Ryan
    • 2008 vs. Now: Are Owners Using Their Homes as ATMs Again?

      Over the last six years, we have experienced strong price appreciation which has increased home equity levels dramatically. As the number of “cash-out” refinances begins to approach numbers last seen during the crash, some are afraid that we may be repeating last decade’s mistake. However, a closer look at the numbers shows that homeowners are […]
      Written by Keeley Ryan
    • Where Are Interest Rates Headed in 2019?

      The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate, the greater the payment will be. That is why it is important to know where rates are headed when deciding to start your home search. Below is a chart created using Freddie Mac’s U.S. […]
      Written by Keeley Ryan
    • Homeowners Aged 65+ Have 48x More Net Worth Than Renters

      Every three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. Their latest survey data covers responses from 2013-2016. The study revealed that the median net worth of a homeowner was $231,400 – a 15% increase since 2013. At the same time, the median net worth of […]
      Written by Keeley Ryan